About Charter HCP

A specialist business-purpose property finance provider and arranger

Charter HCP Bridging provides or arranges business-purpose bridging and property development finance. We work with property professionals, investors and businesses on residential-led transactions across the UK.

UK development

Our approach

We take a commercial view of each transaction, assessing the property, the borrower's experience and the exit strategy. Our aim is to be a considered, responsive counterparty that keeps cases moving while underwriting responsibly. We only consider business-purpose and other unregulated lending, and we do not offer regulated residential mortgage contracts or consumer loans.

Transaction-led

We structure finance around the specifics of each deal rather than forcing it into a fixed template.

Straightforward

Clear communication and honest feedback about what a case needs to progress.

Disciplined

Responsible underwriting with independent valuation and legal due diligence on every case.

Corporate information

Trading name
Charter HCP Bridging
Registered entity
Charterhouse Bridging Limited
Company number
09463960
Registered in
England & Wales
Registered office
Belfry House, Bell Lane, Hertford, Hertfordshire, SG14 1BP

Charter HCP Bridging is not authorised or regulated by the Financial Conduct Authority and considers business-purpose and other unregulated lending only. We have not published funding capacity, completed transaction figures or testimonials where these cannot be independently verified.

Scope

What we will not fund

To be clear about our remit, we do not consider the following. If your transaction falls into any of these, please speak with our team before applying.

Owner-occupied regulated residential mortgages
Consumer loans or other regulated consumer lending
Transactions without a clear, credible exit
Facilities unsupported by an acceptable independent valuation
Unsuitable locations, asset types or defective title
Anything not wholly or predominantly for a business purpose

Charter HCP Bridging is not authorised or regulated by the Financial Conduct Authority. We only consider business-purpose and other unregulated lending. We do not offer regulated residential mortgage contracts or consumer loans. All finance is subject to status, valuation, legal due diligence, credit approval and satisfactory documentation. Submission of an application does not constitute an offer or guarantee of finance.

Charter HCP Bridging is a trading name of Charterhouse Bridging Limited, a company registered in England and Wales under company number 09463960, with its registered office at Belfry House, Bell Lane, Hertford, Hertfordshire, SG14 1BP.

Charterhouse Bridging Limited is not authorised or regulated by the Financial Conduct Authority. We provide and/or arrange business-purpose bridging, refurbishment and property development finance that falls outside the scope of FCA regulation. We do not offer, arrange or administer regulated residential mortgage contracts, consumer credit agreements or consumer buy-to-let mortgages.

All applications are subject to eligibility, status, satisfactory due diligence, valuation, legal review, credit approval, availability of funds and execution of satisfactory finance documentation. Nothing on this website constitutes financial, legal, tax or investment advice, a recommendation, a formal offer, or a commitment or guarantee to provide finance. Terms, criteria, rates and availability may change without notice.

© 2026 Charterhouse Bridging Limited. All rights reserved.

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