Business-Purpose Bridging
Bridging Finance
Fast, structured bridging for residential and commercial property transactions.
We provide short-term bridging finance for property professionals, investors and businesses. Facilities are typically used for acquisitions, refinancing existing debt, releasing equity for a business purpose, developer exit and time-sensitive completions including auction purchases.
When bridging is suitable
Bridging is appropriate where a clear, credible exit exists within the term — typically a sale, refinance onto a term facility, or completion of a related transaction. We assess the strength of the exit, the quality of the security and the borrower's experience before issuing any indicative terms.
Security we consider
We consider residential investment property, commercial and semi-commercial assets, and part-complete schemes on a case-by-case basis. Owner-occupied residential property intended as a regulated mortgage contract is outside our scope.
Key features
- Residential and commercial investment security
- Property acquisition and refinance
- Developer exit and equity release for business purposes
- Auction purchases and time-sensitive completions
- Interest retained, serviced or rolled up
Published Criteria
Indicative criteria
Indicative criteria available on request.
Indicative only — subject to underwriting, credit approval and independent valuation. These figures do not constitute a formal offer of finance.
Explore this facility for your transaction
Charter HCP Bridging is not authorised or regulated by the Financial Conduct Authority. We only consider business-purpose and other unregulated lending. We do not offer regulated residential mortgage contracts or consumer loans. All finance is subject to status, valuation, legal due diligence, credit approval and satisfactory documentation. Submission of an application does not constitute an offer or guarantee of finance.